SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. The company is headquartered in San Francisco, California and currently employs 4,400 full-time employees. The company went IPO on 2020-11-30. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest, and protect their money. The company operates through three segments: Lending, Technology Platform and Financial Services. The Lending Segment offers personal loans, student loans, home loans and related servicing. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding, and servicing. The Technology Platform segment provide technology platform services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment include SoFi Money, SoFi Invest, and other services, including SoFi Credit Card, Lantern Credit, SoFi Relay, SoFi Protect, and SoFi Travel.

SoFi Technologies, Inc. adalah platform layanan keuangan, yang terlibat dalam penyediaan opsi refinancing pinjaman pelajar ke pasar pinjaman pelajar swasta. Perusahaan ini bermarkas di San Francisco, California dan saat ini memiliki 4.400 karyawan penuh waktu. Perusahaan ini meluncurkan penawaran umum perdana pada tanggal 30 November 2020. Perusahaan ini, melalui produk pinjaman dan layanan keuangannya, memungkinkan anggotanya untuk meminjam, menyimpan, menghabiskan, menginvestasikan, dan melindungi uang mereka. Perusahaan ini beroperasi melalui tiga segmen: Pinjaman, Platform Teknologi, dan Layanan Keuangan. Segmen Pinjaman menawarkan pinjaman pribadi, pinjaman pelajar, pinjaman rumah, dan layanan terkait. Platformnya mendukung seluruh siklus transaksi, termasuk aplikasi kredit, penilaian kredit, persetujuan, pendanaan, dan penanganan. Segmen Platform Teknologi menyediakan layanan platform teknologi melalui serangkaian penawaran yang beragam yang mencakup platform acara dan otorisasi yang diakses melalui antarmuka pemrograman aplikasi, platform perbankan digital dan inti berbasis cloud, serta layanan terkait keduanya. Segmen Layanan Keuangan meliputi SoFi Money, SoFi Invest, dan layanan lainnya, termasuk SoFi Credit Card, Lantern Credit, SoFi Relay, SoFi Protect, dan SoFi Travel.

SoFi Technologies

About SoFi Technologies

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